Most lenders look for at least $10,000–$15,000 in average monthly revenue, though this varies significantly by funding type and industry.
General Revenue Guidelines by Funding Type
- Working capital / merchant cash advance — often accessible with $10,000+ monthly revenue
- SBA loans — typically require stronger, more established revenue history
- Equipment financing — revenue requirements can be lower since the equipment secures the loan
- Lines of credit — usually fall between working capital and SBA requirements
Revenue Isn’t the Only Factor
- Consistency matters as much as the total — steady deposits beat sporadic spikes
- Industry can shift requirements up or down
- Time in business often works alongside revenue to widen your options
If you’re not sure where your business lands, the fastest way to know is to look at your actual numbers against real options — not a generic cutoff. That’s a conversation, not a guessing game.
Devil Dog Marketplace, in partnership with National Business Capital, has helped businesses across the country navigate funding decisions with clarity and speed — no pressure, no jargon. Every deal funded through NBC also contributes to Feeding America, so growing your business helps feed others too.
Want a straight read on where your business stands? Call 561-316-6218 or reach out at devildogmarketplaceteam@gmail.com — let’s talk about what’s actually possible for your business.