When payroll’s due and cash is tight, you don’t have time to research — you need to know your fastest real options, right now.
Your three fastest paths to funding:
- Business line of credit (if you already have one open): same-day to next-day access. If you’ve set this up in advance, this is the fastest money you’ll ever touch — draw only what you need, when you need it.
- Invoice factoring / accounts receivable financing: 24-48 hours. If you’re sitting on unpaid invoices from reliable customers, you can turn that outstanding revenue into cash almost immediately, without taking on new debt against future income.
- Short-term working capital loan through National Business Capital: as fast as 24-72 hours. Built specifically for moments like this — reduced-documentation review means we’re not waiting on the same paperwork a bank would require.
What NOT to do under pressure
Don’t reach for the first offer that lands in your inbox without understanding the repayment terms — a fast “yes” that creates a worse cash crunch next month isn’t actually a solution. Speed and sustainability aren’t opposites; the right option gives you both.
- Speed: We understand payroll doesn’t wait, and we move accordingly.
- Flexibility: Options exist even if this is the first time you’ve needed to look outside your bank.
- Transparency: We’ll walk you through exact terms before you commit — no surprises after you sign.
And every deal we fund contributes to Feeding America — helping feed families while you make sure your team gets paid.
If payroll is this week’s problem, let’s solve it today.
Let’s talk it through
No pressure and no pitch. Tell me what you’re working on, and I’ll tell you what’s realistic.
Talk With MichaelRead the Funding FAQ
Or call 561-316-6218
